Entries by admin

Cyclone and storm season has started – are you prepared?

Summer months bring hot weather and an increase in storm activity in Central Queensland, and while  severe thunderstorms are very localised events, not usually affecting wide areas as tropical cyclones and floods do, so their devastating impact is often underestimated. Thunderstorms can occur anywhere and do so more frequently than any other major natural hazard. Each […]

Airbnb – what are your rights?

Do you have rights to share your home? Airbnb has become a central player in the sharing economy in the last decade. While its usage has presented opportunities to ease the financial burden of a mortgage, there are legal implications that hosts of strata-titled properties should be aware of. In a recent case of Estens […]

All you need to know about Premium Funding

What is Premium Funding Almost all of the major insurance companies offer their retail clients monthly payment options. Whether it’s your car or your home, or even your life insurance, paying by the month is easy. But when it comes to business and commercial insurance, you will find that most insurance companies do not have […]

Insurance issues arising in the gig economy

What is the gig economy? ‘Gig’ is a slang term referring to a ‘job for a specified period of time’ and harks back to when musicians were engaged for a performance or a ‘gig’. The gig economy refers to the growing trend towards freelance or contract workers, as well as the share economy of resources […]

Queensland Smoke Alarm Laws and you

Whether you are a home owner, a renter, a landlord or a renovator/builder, the smoke alarm legislation introduced by Queensland Fire and Emergency Services from 1 January 2017 will affect you! As a landlord…. Existing smoke alarms manufactured more than 10 years ago must be replaced with photoelectric smoke alarms which comply with Australian Standards […]

Single Touch Payroll is here

The biggest change to payroll in history is here and compulsory for businesses with 19 or fewer employees. What is it? Single Touch payroll (STP) is an ATO compliance regulation which requires employers to send employee payroll information, including salary, wages, PAYG withholding and superannuation to the ATO at the same time as their standard […]

That’s not a cyclone…this is a cyclone

That’s not a cyclone…this is a cyclone Although the effects of Cyclones Debbie, Yasi, Marcia and Larry are generally well known, these are dwarfed by Cyclone Mahina. Cyclone Mahina is the deadliest cyclone in recorded Australian history, striking Bathurst Bay in Cape York on the 4th March 1899, with its destructive winds and storm surge […]

Holiday break or break-in?

Christmas holidays are almost here, and many of us will take this opportunity to have an extended holiday to celebrate with friends and family. But before you go, we urge you to do a quick review of your security and do some “risk management” for your private and business assets. You might be travelling near or […]

Growth by Acquisition – how insurance brokers can help

In todays current Economic Climate many business’ are electing to increase their growth by way of acquisition. Whilst this strategy remains sound there are many considerations that need to be undertaken prior to purchasing an existing business, particularly if that business is in the same industry and/or profession you’re currently trading in. The main key […]

Social Media Scams

Social media – there is no escaping it. Over time, it has become a way of life, from humble beginnings as a platform for friends and family to keep in touch, social media is now a complex system that allows all to interact on a personal level from consumers and companies to groups and governments. […]