Entries by admin

Queensland Smoke Alarm Laws and you

Whether you are a home owner, a renter, a landlord or a renovator/builder, the smoke alarm legislation introduced by Queensland Fire and Emergency Services from 1 January 2017 will affect you! As a landlord…. Existing smoke alarms manufactured more than 10 years ago must be replaced with photoelectric smoke alarms which comply with Australian Standards […]

Single Touch Payroll is here

The biggest change to payroll in history is here and compulsory for businesses with 19 or fewer employees. What is it? Single Touch payroll (STP) is an ATO compliance regulation which requires employers to send employee payroll information, including salary, wages, PAYG withholding and superannuation to the ATO at the same time as their standard […]

That’s not a cyclone…this is a cyclone

That’s not a cyclone…this is a cyclone Although the effects of Cyclones Debbie, Yasi, Marcia and Larry are generally well known, these are dwarfed by Cyclone Mahina. Cyclone Mahina is the deadliest cyclone in recorded Australian history, striking Bathurst Bay in Cape York on the 4th March 1899, with its destructive winds and storm surge […]

Holiday break or break-in?

Christmas holidays are almost here, and many of us will take this opportunity to have an extended holiday to celebrate with friends and family. But before you go, we urge you to do a quick review of your security and do some “risk management” for your private and business assets. You might be travelling near or […]

Cyclone and storm season has started – are you prepared?

Summer months bring hot weather and an increase in storm activity in Central Queensland, and while  severe thunderstorms are very localised events, not usually affecting wide areas as tropical cyclones and floods do, so their devastating impact is often underestimated. Thunderstorms can occur anywhere and do so more frequently than any other major natural hazard. Each […]

Growth by Acquisition – how insurance brokers can help

In todays current Economic Climate many business’ are electing to increase their growth by way of acquisition. Whilst this strategy remains sound there are many considerations that need to be undertaken prior to purchasing an existing business, particularly if that business is in the same industry and/or profession you’re currently trading in. The main key […]

Social Media Scams

Social media – there is no escaping it. Over time, it has become a way of life, from humble beginnings as a platform for friends and family to keep in touch, social media is now a complex system that allows all to interact on a personal level from consumers and companies to groups and governments. […]

Reputations in the Financial Services Industry have been savaged!

The royal commission into Australia’s financial services sector continues to reveal how customers’ lives have been ruined by financial advice at the big banks, but those in the finance space are predicting the investigation will also change the game for smaller operators and independent financial advisers. Recent hearings into the nation’s banking sector uncovered shocking […]

Unfair contract laws to be extended to insurance

Many of you would be unaware that existing legislation dealing with unfair contracts, does not apply to insurance. Given the generally held distrust of insurers who “use the small print” to escape from paying genuine claims, some people would say that is a position which shouldn’t continue…and the Government agrees. Following an announcement that a […]

An employer’s right of dismissal for lies in a job application

Employers may sometimes come across job applicants who have embellished, exaggerated or stretched the truth about their qualifications, skills and experience in order to gain employment. While lying on a job application through a résumé, CV, cover letter or job interview may not be a criminal offence, it will be considered fraud if an individual […]