Social media – there is no escaping it. Over time, it has become a way of life, from humble beginnings as a platform for friends and family to keep in touch, social media is now a complex system that allows all to interact on a personal level from consumers and companies to groups and governments. […]
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The royal commission into Australia’s financial services sector continues to reveal how customers’ lives have been ruined by financial advice at the big banks, but those in the finance space are predicting the investigation will also change the game for smaller operators and independent financial advisers. Recent hearings into the nation’s banking sector uncovered shocking […]
Many of you would be unaware that existing legislation dealing with unfair contracts, does not apply to insurance. Given the generally held distrust of insurers who “use the small print” to escape from paying genuine claims, some people would say that is a position which shouldn’t continue…and the Government agrees. Following an announcement that a […]
Employers may sometimes come across job applicants who have embellished, exaggerated or stretched the truth about their qualifications, skills and experience in order to gain employment. While lying on a job application through a résumé, CV, cover letter or job interview may not be a criminal offence, it will be considered fraud if an individual […]
Nobody likes checking documents with a fine-tooth comb, but being careful with your mobile phone contract can save you some expensive mistakes. We all know we should read the small print before signing anything, but who does? We just want it now!!! As part of an April Fools Prank in 2010, game retailer Gamestation once […]
Some employers would say yes, but the experts agree that you can’t supplement a poor work culture with employee benefits. You can use employee benefits to reinforce your company culture and show staff they matter, but you must have a good culture to start with, otherwise employee benefits won’t stop staff leaving. If your culture […]
The Labour Hire Licensing Act 2017 (Qld), which commenced on 16 April 2018, aims to protect workers from exploitation by providers of labour hire services and to promote the integrity of the labour hire industry through a licensing scheme. The Act will apply to those who, as part of carrying on a business, hire out […]
A ‘Cashless Society’ describes an economic state whereby Financial Transactions are not conducted with money in the forms of physical banknotes or coins, but rather through the transfer of digital information (usually an electronic representation of money) between the ‘transacting parties’. Cashless societies have existed, based on barter and other methods of exchange. Cashless transactions […]
Before your fly, check your travel insurance It’s imperative for travellers to have a full understanding of their Travel Insurance Policies prior to heading off on their adventures. Certain credit cards that have Travel Insurance Policies included as part of their offering sometimes have many limitations and exclusions that may cause heartache if not understood […]
Tips for keeping your home safe over Christmas Make your home less attractive to thieves. Do this by investing in outdoor lighting and other visual deterrents such as alarms and CCTV cameras. If you are away for a period of time over the festive season, make it look like the house is still occupied. Check […]