Hot Rods, Harleys, Muscle Cars & Sports Cars

Now that Real Deal Transit Insurance has covered your new purchase from America to Australia and has cleared Customs, your Transit Insurance finishes. You now need the Real Deal Load Up Cover which covers your new toy whilst Australian compliance is completed for road registration. In order to cover your purchase during this process, we need you to complete the following Proposal Form.

We will give you an ‘obligation free’ quote for the Load Up Cover whilst compliance is taking place and an estimate of the full years comprehensive road cover once your Hot Rod, Harley, Muscle Car or Sports Cars Product is road registered.

If you have multiple bikes or vehicles please complete the first form below and then select the Additional Vehicle form and complete for each.

Business Use: a Business Use extension is available to any vehicle which qualifies for cover under Regular or Recreational Use. Details of use, goods carried ages and insurance/traffic histories for all drivers to be supplied for Underwriter consideration.

Regular Use: applies to vehicles used daily or regularly including driving to and from work. Vehicles covered for Regular use must be FIVE years old or more unless covered as part of an Approved Enthusiast Fleet (see below).

Recreational Use: applies to vehicles which are not an insured’s sole means of transport and are used no more than two days per week on average (104 days per year). Business Use extension is not available to this category.

Limited Recreational Use: applies to vehicles of ANY age which are on full registration and used an average of FIVE days per month (60 days or less per annum). Business use extension is not available.

Historic/Concessional Use: applies to vehicles which qualify for Concessional registration schemes offered by State and Territory transport authorities and subject to the use restrictions of those schemes. Business use extension is not available.

Storage/Transit: applies to vehicles in storage, being restored or competition vehicles which are not driven on public roads.

Enthusiast Fleet: a collection of THREE or more vehicles owned by an individual, family or group which includes at least one pre-2000 Historic/Concessional, Classic or Modern Classic vehicle which is NOT in Regular Use.

This is all part of the Real Deal service.